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Locked-In Agreement

Use
Use the Locked-In Agreement when you’ve terminated from the Pension Plan and are transferring out ‘locked-in’ pension funds that were not administered by Royal Trust.

Information Needed to Complete the Form
You must date the form and sign as the ‘Annuitant’.

Notes
If your Pension funds are ‘locked-in’, those funds may only be transferred to a ‘locked-in’ RRSP. You may not take them as cash.

To withdraw your Pension funds, you must also complete the Application for Withdrawal of Pension Contributions form and the Direct Transfer of a Single Amount (T2151) form.

Completed forms should be forwarded to the Plan Administrator.

Questions on completing the form should be directed to the Plan Administrator.

Health Benefits

Health Benefits

Security against financial hardship accompanying sickness.

Protection against financial hardship that often accompanies sickness, accident or death is important to all of us. Your Plan is intended to bring greater peace of mind and an increased feeling of security to you and your family.

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Pension Plans

Pension Plans

Plans designed to provide income for life.

Walking along a tropical beach, hitting the links for 18 holes or just sitting under a shady tree with a cold drink – everyone’s idea of retirement is slightly different. Your group’s Pension Plan is an important part of being free to live out your dreams.

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Employers

Employers

We can help make sense of all your options.

We work with you to understand your needs and advise you of all the market has to offer. One size doesn’t fit all, so we propose customized solutions to each of our clients based on their unique needs and circumstances.

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Brokers

Brokers

We're in business to mind your business.

We pride ourselves on delivering exceptional service to our business partners. We survey the entire market so that you can be assured that the Plan we propose is the best that the market has to offer to your client.

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