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6

Death of the Member

Upon the death of the Plan Member, benefits may be payable to the beneficiary of the Member’s Plan, as designated by the Member, prior to his/her death.

If the beneficiary on file with the Plan Administrator is the spouse of the deceased Member, the spouse should use the Statement of Claimant – Spousal form to advise the Plan Administrator of the Member’s death and select the method of payment of any benefits that may be payable to the spouse.

If the beneficiary on file with the Plan Administrator is a person other than the Member’s spouse, the beneficiary should complete the Statement of Claimant – Non Spousal to advise the Plan Administrator of the Member’s death and arrange for the payment of any benefit that may be required under the provisions of the Member’s Pension Plan.

If the beneficiary on file with the Plan Administrator is the Member’s estate, the executor of the estate should complete the Statement of Claimant – Estate to advise the Plan Administrator of the Member’s death and arrange for the payment of any benefit that may be required under the provisions of the Member’s Pension Plan.

Completed forms should be sent to the Plan Administrator.

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Questions on completing the forms should be directed to the Plan Administrator.

Health Benefits

Health Benefits

Security against financial hardship accompanying sickness.

Protection against financial hardship that often accompanies sickness, accident or death is important to all of us. Your Plan is intended to bring greater peace of mind and an increased feeling of security to you and your family.

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Pension Plans

Pension Plans

Plans designed to provide income for life.

Walking along a tropical beach, hitting the links for 18 holes or just sitting under a shady tree with a cold drink – everyone’s idea of retirement is slightly different. Your group’s Pension Plan is an important part of being free to live out your dreams.

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Employers

Employers

We can help make sense of all your options.

We work with you to understand your needs and advise you of all the market has to offer. One size doesn’t fit all, so we propose customized solutions to each of our clients based on their unique needs and circumstances.

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Brokers

Brokers

We're in business to mind your business.

We pride ourselves on delivering exceptional service to our business partners. We survey the entire market so that you can be assured that the Plan we propose is the best that the market has to offer to your client.

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