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Retirement

So you are ready to retire!

While retirement is a goal of most working people, the process to retire, including the numerous forms that must be filled out and decisions that must be made on Pension options can be confusing for many.

In order to retire, the first step is to request a Pension estimate from the Pension Plan Administrator. The Pension estimate that you will receive from them will outline the options that you have regarding the various Pension types and the amount of Pension income that you will receive under each option. Use the Request for Pension Estimate to obtain this helpful information from the Plan Administrator.

Once you have received your Pension estimate and reviewed your choices. Use the Application for Pension Benefits to notify the Plan Administrator of your Pension choice and request the start of Pension payments.

You will notice on your Pension estimate, that your choice of Pension type may depend on whether you have a spouse or not. Use the Spousal Declaration Form to confirm whether you have a spouse or not. If you have a spouse, you may need to complete the Spousal Waiver Form if you select certain Pension types.

If you would like your Pension payments to be deposited directly into your bank account, you must complete the Automatic Deposit Form.

Most retirees will want to ensure that the correct amount of income tax is being withheld from their Pension payments. Send both the Personal Tax Credits Return (TD1) and the BC Personal Tax Credits Return (TD1BC) to the Plan Administrator to ensure that they are withholding the correct amount of taxes. Use the TD1 and TD1BC worksheets provided if you need help to complete the TD1 and TD1BC.

Completed forms should be forwarded to the Plan Administrator.

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Questions on completing the forms should be directed to the Plan Administrator.

Health Benefits

Health Benefits

Security against financial hardship accompanying sickness.

Protection against financial hardship that often accompanies sickness, accident or death is important to all of us. Your Plan is intended to bring greater peace of mind and an increased feeling of security to you and your family.

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Pension Plans

Pension Plans

Plans designed to provide income for life.

Walking along a tropical beach, hitting the links for 18 holes or just sitting under a shady tree with a cold drink – everyone’s idea of retirement is slightly different. Your group’s Pension Plan is an important part of being free to live out your dreams.

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Employers

Employers

We can help make sense of all your options.

We work with you to understand your needs and advise you of all the market has to offer. One size doesn’t fit all, so we propose customized solutions to each of our clients based on their unique needs and circumstances.

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Brokers

Brokers

We're in business to mind your business.

We pride ourselves on delivering exceptional service to our business partners. We survey the entire market so that you can be assured that the Plan we propose is the best that the market has to offer to your client.

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